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For decades, it’s been a riddle in banking: how do you build a sustainable and profitable business serving low and middle-income consumers? Sixteen years ago, Chris Britt, then chief product officer at Green Dot, believed he’d discovered the answer—direct deposit of paychecks. <br/><br/>Green Dot was selling prepaid debit cards to cash-strapped Americans without traditional bank accounts, and Britt saw that customers who had their paychecks automatically deposited into their Green Dot accounts used the card to pay virtually all their expenses. With each debit card swipe, Green Dot pocketed part of the interchange fees–the 1% to 2% charge merchants pay to accept debit and credit cards.<br/><br/>“The people on direct deposit were clearly the whales of the business,” says Britt, 51, the cofounder and CEO of Chime, the nation’s largest digital-only bank with $1.5 billion in annualized revenue and seven million customers using its cards for $8 billion a month in transactions.<br/><br/>Read the full story on Forbes: https://www.forbes.com/sites/jeffkauflin/2024/05/03/exclusive-the-inside-story-of-chime-americas-biggest-digital-bank/?sh=4f40891cfb0d<br/><br/>Subscribe to FORBES: https://www.youtube.com/user/Forbes?sub_confirmation=1<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/>Stay Connected<br/>Forbes newsletters: https://newsletters.editorial.forbes.com<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com<br/><br/>Forbes covers the intersection of entrepreneurship, wealth, technology, business and lifestyle with a focus on people and success.

How Chime Became America's Biggest Digital Bank

⏲ 5:16 👁 18.1M

Mr. Rav Creation

wing of ranipari in green screenपरी पंख

⏲ 16 seconds 👁 7.6K

Kittu TV 50k

Fairy Green screen|| Free green screen video || Animated video

⏲ 17 seconds 👁 782

Assistant editor Iain Lynn with his entertainments guide to five things to do next week in and around Lancashire

5 things to do next week (6-12 May 2024)

⏲ 2:48 👁 368.9M

Green Screen

Girls green screen video,

⏲ 7 seconds 👁 50.2K

grin skin girl

Green screen videos ll Green Screen background ll Background videos girl dancing

⏲ 1 minute 25 seconds 👁 95.5K

Jyothi Rai, a celebrated actress known for her captivating on-screen presence, primarily graces the Kannada, Tamil, and Tulu film and Serial industries.

jyothi rai leaked twitter reddit ig updates

⏲ 0:43 👁 24.3M

Animation World

Animated greenscreen fairy🧚‍♀️( No copyrightstrikes)|Animation World

⏲ 48 seconds 👁 3.5K

Bangla Cartoon

Green Screen Cartoon Character Mermaid Video Free, No Copyright

⏲ 35 seconds 👁 1.2K

TV's two favorite Jeremys might be teaming up on the big screen for a Bruce Springsteen movie. The Hollywood Reporter has confirmed Jeremy Strong is in talks to portray the man behind The Boss in 'Deliver Me From Nowhere,' the Springsteen-centric film to star Jeremy Allen White. Strong would play Springsteen's longtime manager, Jon Landau. The film revolves around the making of Springsteen's classic 1982 album 'Nebraska.'

New Bruce Springsteen Movie Eyeing Succession's Jeremy Strong | THR News Video

⏲ 1:8 👁 9.3M

Ravi dass

Pari Character | Free #greenscreen No Copyright Green Screen Cartoon Character || @ravidass01

⏲ 1 minute 12 seconds 👁 652

𝐓𝐞𝐜𝐡𝐧𝐢𝐜𝐚𝐥 𝐀𝐲𝐮𝐛 𝐀𝐥𝐢 6.2M • view. 2 days ago...

Pari Pankh green screen video [No copyright 2021

⏲ 11 seconds 👁 2.4K

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