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Over 40% of Americans have no clue what a 401k is
⏲ 1:14 👁 48.4M
Peak District entrepreneur unveils bid to turn historic Derbyshire bank into premium restautant
⏲ 2:36 👁 27.7M
Hit Man Movie Trailer
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Tiny Electric Car Cost $420,000 To Build
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Most Americans Rely On Google More Than Formal Education!
⏲ 1:11 👁 8.2M
Fire authorities warn of Lithium-Ion battery risks after two students narrowly escape Melbourne fire
⏲ 2:12 👁 4.9M
Why China Holds the Majority of the World's Lighthouse Factories?
⏲ 3:59 👁 13.1M
Woman in Brazil tries to use uncle’s dead corpse to co-sign for a bank loan
⏲ 1:19 👁 22.2M
'Outer Banks' Stars Madison Bailey And Rudy Pankow On Seeing JJ And Kiara’s Relationship Flourish
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Biz Pulse: Market Falls For The Third Consecutive Day, But Holds Up Against Global Peers| Oneindia
⏲ 3:1 👁 3.1M
Spraying Money Our Beloved Culture In Practice By Our Ancestors Since Centuries, Stop Criminalizing Our Culture - Reno Omokri ~ OsazuwaAkonedo
⏲ 4:43 👁 225K
Sneezy fox frolics on banks of Bann
⏲ 0:48 👁 5.4M
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_over-40-of-americans-have-no-clue-what-a-401k-is.webp "Almost half of Americans don’t know what a 401(k) is, according to a recent poll. <br/><br/>A national survey of 2,000 Americans, evenly split by generation, revealed that 43% of respondents don’t know what a 401(k) is. The survey examined Americans’ financial literacy, commitment to learning and adopting healthy money habits, and feelings regarding their bank accounts and financial futures. <br/><br/>The results revealed a significant lack of confidence among respondents regarding their financial literacy, with only 30% believing they could win a game of personal finance trivia.<br/><br/>And over a third (35%) don’t know what “interest” is in a financial context. <br/><br/>The study, commissioned by Beyond Finance for Financial Practice Week and conducted by OnePoll, revealed that despite these startling knowledge gaps, only two in five respondents (39%) consider themselves more financially literate than others. <br/><br/>Four in 10 Americans (39%) admit they procrastinate when implementing healthy financial habits. Gen Z are most likely to procrastinate (49%) while baby boomers are least likely to procrastinate (22%).<br/><br/>The top reasons respondents cited for postponing personal finance tasks include stress (25%), feeling their financial health is already poor and can’t get any worse (16%) and forgetfulness (13%).<br/><br/>“Unfortunately, avoiding looking at your finances and making healthy changes is incredibly common,” said Dr. Erika Rasure, chief financial wellness advisor of Beyond Finance, which can be overwhelming. Some people tend to neglect taking stock of their financial situation, and others can become nervously consumed by it. There’s a middle ground to take when improving your financial health — learn healthy money habits, pay attention and make small, achievable adjustments to your spending and habits.” <br/><br/>The study revealed the average American typically checks their banking app twice daily. Exactly half of respondents say they feel nervous when opening their banking portal, with Gen Z feeling most uncomfortable (65%). <br/><br/>In comparison, baby boomers feel the most calm (26%) and over a quarter of all respondents avoid signing into their banking apps on a daily basis, at all (26%). <br/><br/>Regarding budgeting habits, eight in ten respondents try to hold themselves accountable to a monthly budget with millennials and baby boomers tying for the best-laid financial plans (81%). <br/><br/>Of those who create a monthly budget, respondents only stick to it 66% of the time on average, with baby boomers exhibiting the highest accountability (76%) and Gen Z deviating the most from their budgets (58%). <br/><br/>For those trying to save money, the most popular strategies include buying on-sale items (53%), using coupons and discount codes (47%), limiting spending on clothing (45%) and shopping at discount stores (42%). <br/><br/>However, a considerable portion of respondents resort to more drastic measures to save money, such as infrequent social outings to bars and restaurants (39%), limited travel or not traveling at all (36%), rarely or never buying coffee at coffee shops (35%) and rarely or never buying gifts (32%).<br/><br/>Notably, 33% of respondents said they never take vacations.<br/><br/>Finances also influence relationships: Nearly four in ten (39%) reported that their or their partner’s unhealthy spending habits have negatively affected their relationship.<br/> <br/>A majority of those in relationships (63%) agreed that learning about personal finance as a couple would increase their chances of improving money habits successfully in the future.<br/><br/>“The first step in a happier financial future is education,” said Dr. Rasure. “The more you know about money and personal finances, the more equipped you’ll be to make better decisions and create a plan to meet your goals. That’s why Financial Practice Week is important. We want to encourage people to learn the money habits and practices they’ve been putting off so they can make progress toward a more stable, optimistic future.” <br/><br/>Survey methodology:<br/>This random double-opt-in survey of U.S. adults split evenly by generation (500 Gen Z, 500 millennials, 500 Gen X, and 500 baby boomers) was commissioned by Beyond Finance between Feb. 16 and Feb. 22, 2024. It was conducted by market research company OnePoll, whose team members are Market Research Society members and have corporate membership to the American Association for Public Opinion Research (AAPOR) and the European Society for Opinion and Marketing Research (ESOMAR).")
_peak-districtentrepreneur-unveils-bid-to-turn-historic-derbyshire-bankintopremium-restautant.webp "Peak District hospitality entrepreneur, Rob Hattersley talks about his hope to transform the historic Royal Bank of Scotland building, in the heart of Bakewell, into a premium dining experience.")
_hit-man-movie-trailer.webp "Hit Man Movie Trailer - Richard Linklater Helms \")
_tiny-electric-car-cost-36420000-to-build.webp "Rick Woodbury claims he has created a car that might solve the world’s traffic congestion problems. Rick from Spokane, Washington USA, is the president, founder and sole employee of ‘Commuter Cars.’ The carmaker’s flagship model is the 2005 super slim two-seater Tango T600, a high-performance electric car that preceded Tesla. Rick told Ridiculous Rides: “I started this company 21 years ago – it was based on an idea that I came up with in 1982.” He was inspired by the shocking traffic congestion he had to face on a daily basis.")
_most-americans-rely-on-google-more-than-formal-education.webp "New research, conducted by OnePoll on behalf of the banking app Chime, found that 52% of Americans feel like they only use half of the information they were taught in school… in their adult lives.")
_fire-authorities-warn-of-lithium-ion-battery-risks-after-two-students-narrowly-escape-melbourne-fire.webp "Victorian fire authorities have sounded a warning about the increasing number of Lithium-Ion battery fires after a dramatic blaze in Carlton. Dozens of students had to be evacuated from an apartment block, when a fire was sparked by an exploding portable power bank.")
_why-china-holds-the-majority-of-the-world39s-lighthouse-factories.webp "CGTN Europe spoke to Wang Dan, Hang Seng Bank (China) Chief Economist")
_woman-in-brazil-tries-to-use-uncles-dead-corpse-to-co-sign-for-a-bank-loan.webp "Woman in Brazil tries to use uncle’s dead corpse to co-sign for a bank loan from tango test bank")
_39outer-banks39-stars-madison-bailey-and-rudy-pankow-on-seeing-jj-and-kiaras-relationship-flourish.webp "CinemaBlend is the go-to-source for today's information and updates on new movies, tv shows, games and celebrity news and gossip.")
_biz-pulse-market-falls-for-the-third-consecutive-day-but-holds-up-against-global-peers124-oneindia.webp "Market pressure persisted for the third consecutive session as key indices, including Sensex, Nifty, and Nifty Bank, witnessed notable declines. The midcap index closed in the red despite performing relatively better. Geopolitical tensions between Iran and Israel contributed to the market downturn. US stock futures dipped after major benchmarks suffered losses, while European and Asia-Pacific markets also experienced significant drops.<br/> <br/> <br/> <br/>#Business #Businessnews #StockExchange #IranIsrael #Businessimpact #Sensex #Nifty #Gold #Businessupdates #Economy #Indianews #Oneindia #OneindiaNews <br/>~HT.178~PR.152~ED.103~GR.124~")
_spraying-money-our-beloved-culture-in-practice-by-our-ancestors-since-centuries-stop-criminalizing-our-culture-reno-om.webp "Spraying Money Our Beloved Culture In Practice By Our Ancestors Since Centuries, Stop Criminalizing Our Culture - Reno Omokri ~ OsazuwaAkonedo #Bobrisky #cbn #ChiefPriest #Cubana #EFCC #Naira #Omokri #Reno Former Presidential Spokesperson On New Media, Reno Omokri Has Called On The Central Bank Of Nigeria, CBN And Economic And Financial Crimes Commission, EFCC To Stop Criminalizing The Act Of Spraying Naira Notes, Saying, Spraying Of Money Has Been A Beloved Culture In The Country Practiced By The People's Ancestors Since Century Years Ago. https://osazuwaakonedo.news/spraying-money-our-beloved-culture-in-practice-by-our-ancestors-since-centuries-stop-criminalizing-our-culture-reno-omokri/21/04/2024/ #Issues Published: April 21st, 2024 Reshared: April 21, 2024 9:00 pm")
_sneezy-fox-frolics-on-banks-of-bann.webp "A sneezy fox has been caught frolicking on the banks of the River Bann in County Down on a sunny afternoon. pjb.")
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