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A high-yield savings account is essentially the same as a traditional savings account with one key difference — high-yield savings accounts pay a higher than average APY on deposits. An APY, or annual percentage yield, is the amount of interest earned on an account in one year. The APY for high-yield savings accounts can be anywhere from 3% to over 5% — much higher than that of a traditional account. <br/><br/>Savings rates have been on the rise following a series of interest rate hikes by the Federal Reserve, as the central bank has sought to reduce inflation. The Fed opted to raise rates at the last meeting, raising the federal funds rate, a key bank lending rate, to a target range of 5.25%-5.50%. Experts believe that the Fed may raise rates again at the next meeting. Higher interest rates could potentially increase savings rates further, so many recommend locking in rates now while they're on the rise. Over time, rates will decrease as inflation cools.<br/><br/>Since the rate of return on high yield savings accounts is better than that of traditional savings accounts, you'll be able to accrue more cash over time. You can use our tool, in partnership with Bankrate, to compare savings rates today.

What Are High-Yield Savings Accounts?

⏲ 1:27 👁 27M

Carrie Sheffield, MBA

How to claim mileage on your Taxes

⏲ 2 minutes 16 seconds 👁 1.5K

Bree Beers

How to Track Your Business Mileage and SAVE MONEY on Taxes!

⏲ 9 minutes 23 seconds 👁 3.6K

Frymaster is currently the highest rated chip shop on Google out of all of Sheffield's chippies. Reporter Kirsty Hamilton gave it a visit for National Fish and Chip Day 2024.

National Fish and Chip Day: I tried Sheffield's top rated chippy

⏲ 1:2 👁 1.7M

The Tax Geek

What is a Required Minimum Distribution?

⏲ 6 minutes 50 seconds 👁 802

Tax Law Guy

IRS Payment Plan Interest Rate - How Much Interest Does the IRS Charge for Installment Agreements

⏲ 4 minutes 51 seconds 👁 371

During a House Select Committee on the Coronavirus hearing on Monday, Rep. Jill Tokuda (D-HI) slammed attacks against Dr. Anthony Fauci about his leadership during the COVID-19 pandemic and questioned him about herd immunity, mortality rates and The Great Barrington Declaration.<br/><br/>Fuel your success with Forbes. Gain unlimited access to premium journalism, including breaking news, groundbreaking in-depth reported stories, daily digests and more. Plus, members get a front-row seat at members-only events with leading thinkers and doers, access to premium video that can help you get ahead, an ad-light experience, early access to select products including NFT drops and more:<br/><br/>https://account.forbes.com/membership/?utm_source=youtube&utm_medium=display&utm_campaign=growth_non-sub_paid_subscribe_ytdescript<br/><br/><br/>Stay Connected<br/>Forbes on Facebook: http://fb.com/forbes<br/>Forbes Video on Twitter: http://www.twitter.com/forbes<br/>Forbes Video on Instagram: http://instagram.com/forbes<br/>More From Forbes:http://forbes.com

‘Flawed Both Conceptually & In Practice’: Dr. Fauci Shreds The Great Barrington Declaration

⏲ 5:45 👁 61.9M

Jason D. Knott

IRS Form 1099-C Explained with Form 982 for Cancelled Debts

⏲ 17 minutes 39 seconds 👁 6.6K

EA Tax Resolutions

IRS Form 433 A OIC & 656 - IRS Offer in Compromise Example - accepted

⏲ 11 minutes 43 seconds 👁 1.2K

Inflation in the insurance sector is starting to normalize—but Wayne Peacock says rates won’t come down to pre-pandemic levels.

USAA CEO: Car insurance rates are up but insurance companies are still losing money

⏲ 6:37 👁 14M

Katie St Ores CFP, ChFC, EA

How to fill out Form 5329.. Avoid Required Minimum Distribution 50% penalty - IRS Form 5329 2020

⏲ 7 minutes 30 seconds 👁 4.4K

Simple as 123

IRS Schedule C Explained

⏲ 20 minutes 37 seconds 👁 16.5K

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